Dealing Rates & Storage Fees

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We’re committed to transparency and always want our clients to know exactly what they are paying when they buy precious metals and cryptocurrencies from us. Our transparent and competitive pricing is one of several reasons clients located in more than 150 countries choose Goldmoney.

As a client of one of the world’s oldest and largest precious metal investing services, you benefit from the daily liquidity provided by our clients, which results in the most competitive prices for allocated gold, silver, platinum, and palladium as well as various cryptocurrencies.

Buy & Sell Fees - Gold, Silver, Platinum, Palladium

Fee paid each time you buy or sell precious metals at the quoted buy and sell prices.


Buy & Sell Fees - Cryptocurrencies

Fee paid each time you buy or sell cryptocurrencies at the quoted buy and sell prices.


Metal Exchange Fees – Gold, Silver, Platinum, Palladium

Metal exchanges are a convenient way to convert the value of one metal into another at prevailing market prices. Goldmoney offers metal exchanges as one discounted transaction option, avoiding the need to make two transactions and pay twice the fees.


Currency Exchange Fees - USD, EUR, GBP, CAD, JPY, CHF, HKD, AUD, NZD

Currency exchanges allow you to move between any of the nine national currencies that we offer, giving you complete control over your currency exposure.


Monthly Storage Fees - Gold, Silver, Platinum, Palladium

We provide the lowest cost option for storing metal – up to 90% less than ETFs and competitors. Storing and insuring $100,000 of gold costs approximately $10 per month. Unlike Bank Deposit Insurance, there are no limits to coverage of your vaulted precious metal.

Au Gold

0.01% - 0.015%

Ag Silver

0.033% - 0.041%

Pt Platinum

0.033% - 0.049%

Pd Palladium

0.065% - 0.082%

Monthly Storage Fees - Cryptocurrencies

Our cold storage solution provides industry-leading security and peace of mind.



Monthly Storage Credits

Goldmoney rewards clients with credits to apply against storage fees.

We calculate your total buying, selling, and exchange activity each month, and apply the total commission you paid against your monthly storage fee. This means that you only pay storage fees during months you are less active.

For example:

  • An account with a gold balance of $25,000 would only need to make $500 worth of gold transactions per month to avoid paying a storage fee.
  • An account with a silver balance of $25,000 would only need to make $2,500 worth of silver transactions per month to avoid paying a storage fee.
  • An account with a bitcoin balance of $25,000 would only need to make $850 worth of bitcoin transactions per month to avoid paying a storage fee.

Account Funding Fees

Goldmoney offers multiple funding methods, each of which result in a currency balance in your Goldmoney Holding.

Funding Method
Bank Wire
Credit and Debit Cards

Account Withdrawal Fees

Goldmoney deducts a withdrawal fee from your currency balance before funds are sent to your bank account. These fees are charged by our banks and passed on to you. We transparently disclose these fees to you before each transfer is approved.

Funds Transfer Fee
CAD - Canadian Dollars
22.00 per wire transfer / EFT transfer free
CHF – Swiss francs
22.00 per wire transfer
EUR – Euros
15.00 per wire transfer / SEPA transfer 7.00
GBP – British pounds
CHAPS & wire transfer 10.00 / UK BACS free
JPY – Japanese yen
2,000.00 per wire transfer
USD – U.S. dollars
20.00 per wire transfer / PayPal 1%
HKD – Hong Kong dollars
160.00 per wire transfer
NZD – New Zealand dollars
25.00 per wire transfer
AUD – Australian dollars
20.00 per wire transfer

Metal Payments and Business Tools

Goldmoney offers innovative tools for sending and receiving metal transfers. For businesses, we will be offering an invoicing suite that enables you to send invoices via email and receive payment in metal.

Transaction Type
Metal Transfers to Other Holdings
Business Invoicing and Payouts
Coming Soon

Bar Registration Fee

Goldmoney clients may register specific bars in their name with the vault custodian for a corresponding metal fee.

Bar Size/Type
Metal Fee
100 grams
2 grams
1 kilogram
15 grams
1 kilogram
1.6 ounces
Good Delivery
1 gram
Good Delivery
1 gram
Good Delivery
1 gram
Good Delivery
1 ounce

Physical Redemptions (Vault)

Physical redemptions from each vault can be arranged if you own 1 kilogram of gold or 1,000 ounces of silver.

An appointment will be made on your behalf, at which time you may visit the vault custodian with necessary paperwork to collect your metal. There is a one-time fee of 10 gold grams for each physical redemption.

Physical Redemption (Coins & Bars)

You may redeem cash or metal value to take physical delivery through our subsidiary Schiff Gold. A Schiff Gold representative can arrange for the purchase and shipment of sovereign coins and bars. There is no fee to redeem value from Goldmoney to Schiff Gold.