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Precious Metal Holdings for Customers in the USA

LESEZEICHEN & WEITEREMPFEHLEN

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Quick, online sign-up process for USA Residents


Customers resident in the USA can get started quickly with a Basic Holding and later upgrade to a Full Holding as more funds are transferred-in for metal purchases.


What is a Holding?


To buy precious metals with GoldMoney, you need to have a Holding, which is the digital customer file where the ownership of your metal is specified and your transactions are recorded. We have deliberately chosen the word ‘Holding’ instead of ‘Account’ to make it clear to our customers that they own the metal and it is held in their name.


Holding Types


For customers resident in the USA, GoldMoney offers two types of Holding: Basic and Full. Basic Holdings are easier to set up due to lighter regulatory requirements, but offer less functionality than Full Holdings. You can open both Holding types entirely online, without having to leave your home (no paperwork to send by post). This is made possible through our partnership with Equifax. Please take a look at the overview below to find the solution that best suits your requirements:

  BASIC HOLDING FULL HOLDING

Buy/Sell Metal

Yes

Yes

Metal-to-Metal Exchanges

Yes

Yes

Delivery of Small Bars and GoldMoney Branded Bars

No

Yes

Multiple Linked Bank Accounts

No (a single bank account located in any of the 44 'fast-tracked' countries)

Yes

Minimum Funding Value

No minimum funding value

No minimum funding value

Maximum Funding Value*

USD 150,000 or equivalent

Unlimited

Identity Verification Process

Enter your name and contact details during the sign-up process

Upload a scanned image or screen shot of a bank statement or void cheque before the initial funds are sent from your bank account

Upload a scanned image of your photo ID (passport, national ID card or driving licence)

Verify your identity online through Equifax and upload a scanned image of your photo ID

or send a notarised/certified copy of your photo ID and an original bank statement or utility bill along with a completed CAP Form (letter or A4-size) to us by post

Additional verification of your identity and the source of your funds may be required depending on your circumstances and the Holding value

* maximum amount of funds that may be transferred in from your bank account over the lifetime of your Basic Holding

Security and integrity


As a company regulated by the Jersey Financial Services Commission, GoldMoney complies with anti-money laundering legislation, which requires GoldMoney to know the identity and residential address of each of its customers. We make use of a Customer Acceptance Policy (CAP), to ensure the security and integrity of the GoldMoney system. More information about the CAP and how to sign up for your GoldMoney Holding can be found in our CAP FAQ.


Joint Holdings


You can also open a Basic or Full Holding together with someone else, for example your spouse. Holdings for individuals under the age of 18 must be joint Holdings in the names the child and a parent or legal guardian of the child. To open a joint Holding, please follow the instructions given during the sign-up process. It is as easy as opening up a Holding for an individual person.


Pension Plans & Living Trusts


For our US customers we have also developed gold and silver pension plans together with our local partner Entrust.

Information regarding the acceptance of funds originating from a Living Trust can be found in our FAQs.


Open your free Holding now


To get started, just sign-up for free and follow the simple online sign-up process for a Basic Holding. Your Holding will be opened in just 10 minutes and you can then transfer money to our bank account in order to buy precious metals. GoldMoney accepts credit unions as a means for customers resident in the USA to fund both Basic and Full Holdings.